Frequently Asked Questions

Financial coaching is the process of helping prepare the client to be able to make better financial decisions in a more informed and true way for themselves. So whether or not it's career crafting, whether or not it's vision coaching, whether or not it's looking at budgets, whether it's creating an investment strategy, all of, uh, don't use the term for investment strategy. Um, a statement of investment principles is the word that we want to use there. The goal of coaching is to prepare the client to take the field. Just like coaching for football, the coach doesn't get on the field. He helps direct the players, but the players are making their own decisions in the game say so too with financial coaching.

Typically, I recommend that clients meet every other week for three to six months when they first start coaching. This seems to be a magic number that it helps them really settle into it. The first three sessions will be focused entirely around your money story and around what emotional barriers, stories, and wounds are in your way from you being able to take the steps, you know, you need to take in order to progress down the path towards financial sovereignty.

What makes me qualified to be a financial coach really just boils down to this. I've walked a path before you. I have struggled and fought the same fights that you're fighting and I have come out the other side Successful. Yes, I have a great deal of financial knowledge in my professional life, and yes, I can put together all the spreadsheets and numbers that you could possibly ever want, but the real important thing is, is that I have sat and had to look bankruptcy right in the eye. I've had to suffer through welfare. I have watched my debt grow. I've had to sit at the kitchen table in the darkest moments of the night, worried that I will never possibly save enough money, that I can stop working and that I'll work until the day I die. I've had to go through those moments of shame and humiliation, looking at my li wife in the eye and telling her that we cannot afford food until the next paycheck comes in. I've had to look my daughters in the eye and wonder what type of future I'm creating for them in my financial situation. All of those things create a narrative and create a path that I'm intimately familiar with because they are quite literally the tapestry of my life.

Intuitive Finance has a unique approach because we take a look at the reality that money is emotional and we focus there. We don't focus on spreadsheets or numbers or boring dry things that have been tried a million times. We don't explore smartphone apps or a new piece of technology. We focus on you. We look to where the emotional story is. We look at where the wounds are. We  look at the habits you've created over the years in relationship to money, and we work towards dismantling those and then rewriting those stories such that they serve you the client, not the society that gave you those stories in the first place.

Intuitive Finance is grounded on the idea that we're going to care for the whole person, and so frequently financial coaching is more than just the financial aspects.

The difference between a financial coach and a financial advisor is that a financial advisor is going to focus almost exclusively on investments and investment strategies. I am not a financial advisor. Will we talk about investments and investment strategies? Absolutely, but that's not the focus, and while an invest, a financial advisor will take custody of your accounts and help direct those funds, I will never do that. I will talk you through your options and help coach you towards making the decision that's right for you, but ultimately the decision at the end of the day is yours. Financial coaching is not an offer to buy or sell a financial product. I don't sell stocks or bonds. I don't ever ask for account numbers, and under no circumstances will I ever tell you what to do with your money. I'm going to coach you through your money story and help you discover what's truly important to you, and then we're going to use that to empower you to make decisions that serve you.

I've tripled my income over the last five years. I've gone from a negative six figure net worth to a positive six fig figure net worth, and at this particular point in time, if I had to stop working, I probably got about three years before it really becomes a problem. Now, does that mean that I'm entirely debt free? No, I still have my mortgage in student loans that I'm working on. Does that mean that I've hit the the magic thigh number where I could, you know, in theory retire At this moment, no. I'm still on that path and I'm in a position that 95% of Americans are not, so that's where I'm at on that path.

The short answer is we're going to help improve your financial intelligence on an emotional and embodied level. We're going to get to the root of your money stories. A financial advisor is not gonna do that. A standard CPA to help you with the taxes is not gonna do that. A financial coach, that's why we're here.

The average person is looking at making an investment of $1,500 in their financial future.

No. I'm not going to teach you how to get rich. What I am going to teach you is how to manage your money in such a way that you will become rich all on your own. There is no such thing as a great get rich quick scheme that has actually work. Most of those are just marketing scams. My job is to help give you the foundation so that when money comes into your hands, you can make decisions that are going to move you towards your financial vision, and if being rich is part of that plan, we'll help you dig through the stories that are preventing you from growing your wealth as it is.

Hey, man, I totally understand. Individual coaching is a month by month engagement here, and there is no contract, there's no big large commitment up front. If this turns out that this isn't for you, this is a two side, two-way conversation. If I'm not for you or you're not for me, it is okay. We've had, I've had clients who have walked away and had to walk different path and I've had some never come back and I've had some come back and we've done amazing things together.

There is no usual amount of time, but I typically say it's a minimum of three months to work with me. Six months is preferable, but I've had clients go do everything from three months and out to they're still with me, and so after three years, we're continuing this relationship. The amount of time that financial coaching takes depends entirely upon your situation, your goals, and your financial visions.

A CPA will help you with the taxes. Financial advisor will watch your investments. I'm going to help you manage your money. They are all three different services.

Then you really truly need to start down this path no matter where you are in your financial journey. Financial coaching can help you take wherever you're at and go to the next level.

I don't charge extra for couples, but I don't do one side of a relationship. When you are in a committed relationship, whether a marriage arrangement or otherwise, you are running a concurrent business with that other person.

Coaching one side of that relationship can cause breakups and divorces, which is the absolute last thing that I want to do for people who are in committed relationships. I will coach both of them or I won't coach at all. This is because I want to make sure that I am enhancing the relationships my clients have rather than helping them deteriorate.

I work with clients wherever they reside, provided they have an internet connection, and we can get out on the phone and chat together.