WATCH OUT FOR THE NEW AND REVISED INTUITIVE FINANCE WITH DYLAN BAIN

Humans are social beings. We’re built to be part of a tribe. We’re built to form relationships, walk distances, and value ourselves beyond our jobs, our vehicles, and our money.

When we say “relationship,” the first thing that comes into mind is a partner, and then afterwards, family, friends, kids, maybe even co-workers.

When did we start letting numbers define us as human beings? The amount of money you have in the bank, your credit score, your net worth – these all indicate something important in our modern, currency-driven world. But the one thing it shouldn’t define is who we are.

How often have we seen ourselves and other people around us be defined by their wealth? Is money and the accompanying pressure why some people struggle with work-life balance? How is earning money for the family resulting into less time for them? Is it really just one or the other? And why does being rich somehow negate being a good person?

From surviving and thriving under a savage mindset not so long ago, let’s now take a peek at how we can grow from there. Welcome to our first-ever episode as Intuitive Finance.

Budgeting is key to achieving financial independence, and at first glance, it seems like a simple solution to a complex issue. By understanding your monthly inflows and outflows, you can easily identify where you’re spending too much and cut down on your expenses or you may decide to pursue a side hustle for extra income.

In our last week as Fiscally Savage, let’s look back at our roots, at where it all started. It wasn’t pretty, it wasn’t easy. But what a journey it’s been indeed – defined by life-altering choices, pivotal moments of realization, love and support from family and friends, and an unwavering willingness to grow.

There is an emotional element in our attitudes and decision-making around money. And when that element takes over, financial challenges like overspending can occur.

Let’s be real, being audited and paying taxes is nobody’s favorite pastime. So what happens in that off-chance that you win the unfortunately IRS lottery of random selection?

The US Federal Bank recently rolled out a new system called FedNow, and as expected, the media has gone into a frenzy. Is this the start to a surveillance state? Is this just a mask to a central bank digital currency? Are we going to be a cashless society?

Tune in now on Fiscally Savage for another enlightening discussion about the complex world of taxes!

As humans, we need food, security, intimacy, self-esteem, and purpose. But we need money to fulfill these needs.

Taxes can be downright bewildering and scary – but that’s exactly what you’re made to feel. In this episode, we continue to embark on an enlightening journey through the world of taxes. This time, we learn about how to avoid them.

Welcome to another episode of Fiscally Savage as we talk about the Fed’s latest moves to control inflation in the US economy. It can be challenging to figure out what this actually means, and easy to get lost among the weeds. Everybody online has their own spin on the news – which can make for a confusing picture at a time when you need the facts.

Taxes can be downright bewildering and scary – but that’s exactly what you’re made to feel. In this episode, we embark on an enlightening journey through the world of taxes.

Join us on another episode of Fiscally Savage as we discuss the recent developments surrounding President Biden’s student loan forgiveness plan.

In this bonus episode of Fiscally Savage, let us remember what we are celebrating and join me as I read the Declaration of Independence. Happy July fourth!

In this special July 4th episode of Fiscally Savage, let’s dive deep into our historical roots, as we trace the impact of British colonial rule and the American Revolution on the current United States tax system.

In this episode of Fiscally Savage, we delve into supply-side economics — a macroeconomic theory that developed in response to the stagflation of the 1970s. We examine how it provided the foundation for former Pres. Ronald Reagan’s economic policies in the 1980s, the key figures of this school, the major criticisms levelled against it, and more.

Living paycheck to paycheck might not seem so bad at first. After all, you have your basic needs accounted for, even if there isn’t much left over at the end of every month.

This Friday on Fiscally Savage, we discuss the Chicago school of economics — an influential school of thought led by Nobel Laureate Milton Friedman that has left an indelible mark on economic theory and policy across the globe.

There are really only two games in life: finite and infinite.

The Securities and Exchange Commission (SEC) is cracking down once again on crypto exchanges. Early last week, the SEC took aim at Binance and Coinbase — two of the most powerful forces in the world of cryptocurrencies — for allegedly breaching its rules.

We’ve all faced financial setbacks in one way or another. A bad investment, an unexpected bill, a business venture that didn’t go according to plan — these financial hiccups can leave even the best of us feeling discouraged and unsure of how to move forward.

Dylan’s back for another “Ask Me Anything” episode, answering Instagram follower-submitted questions about economic systems, dividend stocks, and money conversations as they pertain to relationships.

Navigating the emotional rollercoaster of any loss is one of the most difficult things you have to deal with. Financial losses are no exception.

English economist and philosopher John Maynard Keynes is largely considered to be the father of modern macroeconomics. His ideas in the early 1900s have had a huge impact on both economic theory as a whole and the economic policies of governments worldwide.

Budgeting is one of the best tools you have to take control of your money, achieve your financial goals, and set yourself up for success. Unfortunately, it’s not always a given. Many people avoid discussions about budgeting at all costs, mostly because they don’t know where to start. Do they need to save money? Can they even save money? Should they invest it instead?

Memorial Day wasn’t always about long weekend road trips, backyard barbecues, or sales. The real meaning of this national holiday is more somber.

Once you’ve figured out what to invest in, you may be wondering how to get started. If you’re like most people, you’ll probably hire a financial advisor. But that’s not the only option.

As humans, we all have different needs, and our actions are always influenced by those needs. This idea lies at the heart of what we’d come to know as the Austrian school of economics.

Investing can be an intimidating prospect for beginners, with a wide variety of asset classes to choose from. But even experienced investors tie themselves up in knots over which assets to add to their portfolios as if there’s somehow a way to predict the future.

Economics is one of those things that fundamentally influences our lives on a day-to-day basis. Yet most of us only somewhat understand what it is and how it works.

Dylan guides you through the similarities and differences between 401(k)s, 403(b)s, and IRAs to help you determine which makes the most sense for your retirement plan.

You can start by asking yourself these two simple questions: how should I save money, and where should I save money?

Early this week, the Supreme Court announced that it will hear a case aimed squarely at killing off the Chevron deference — the nearly-four-decade-old legal tool that gives federal agencies wide-ranging power to defend environmental rules in court.

In today’s world, we depend on many things, from the electric grid that powers our homes to the cars we drive to go to our jobs. But emergencies and crises, such as the recent COVID-19 pandemic, have shown us how vulnerable we can be when too dependent on external factors.

If we want to take control of our financial lives and live free, it’s crucial to separate the signal from the noise. Two topics that have been generating a lot of buzz recently are the M2 money supply and de-dollarization.

Dylan breaks down tax brackets and federal income tax rates to give you a better understanding of how taxes work. He also provides key strategies you can use to make your taxes work for you.

Forget winning or losing. According to bestselling author Simon Sinek, the most important thing is to determine what type of game you’re playing. And in life, there are only two: finite and infinite.

Unfortunately, we can’t stop having emotions, and we’re simply hardwired to want to conform to social norms. So what can we do if we want to get a handle on our finances?

Did you know that the average taxpayer in the US takes about 13 hours to do their tax return, that they pay over $200 for tax prep fees, or that if they want to call the IRS for help, they wait about 22 minutes on average to get through if they even get through at all?

Like gambling, investing can be addicting, especially now that the ability to buy and sell is right at people’s fingertips, no thanks to trading apps. But when it comes to building wealth, boring basics is the name of the game.

When it comes to making financial decisions, we often think of logic and reason. After all, money is about numbers, calculations, and profits. We like to believe that we make logical choices based on the information we have available, but that’s not always the case.

It’s easy to calculate your net worth. It’s harder to figure out if you’re on the right track to building wealth.

The US economy has repeatedly defied predictions of a recession in recent years, but the tumultuous aftermath of the Silicon Valley Bank collapse early this month has rekindled recession fears.

The first step to staying on top of your finances is understanding where you are currently. A personal balance sheet can help you achieve precisely that.

Swiss financial services company Credit Suisse is the latest victim of a new confidence crisis in banking. But its takeover by rival bank UBS didn’t come of out the blue. It was the inevitable result of many scandals, failures, and disappointments.

Budgeting is key to achieving financial independence, and at first glance, it seems like a simple solution to a complex issue.

The tech industry is facing yet another challenge as its go-to bank, Silicon Valley Bank (SVB) collapsed last week. Once a major lender to VC-backed startups, SVB is now the second largest bank in US history to go under.

Budgeting plays a key role in helping you achieve your financial goals, but creating a budget and living by it are two different things. It’s easy to create a budget plan outlining your income and expenses for the month.

For humans to flourish, we need to find fulfillment in our lives, accomplish meaningful goals, and connect with others on a deep level.

Creating and sticking to a budget doesn’t have to be a daunting task. On the contrary, the process of taking a closer look at your spending habits and then making necessary adjustments can make you feel in control of your finances and help you save money to reach your financial goals.

This week, the Supreme Court heard two cases challenging President Joe Biden’s one-time student loan forgiveness plan. The plan, which will determine whether over 40 million people in the US can have up to $20,000 in debt canceled, has sparked conversations about whether it’s fair just days after it was announced.

Budgeting is one of the best tools you have to take control of your money, achieve your financial goals, and set yourself up for success.

On Feb. 3, a train carrying toxic chemicals derailed in East Palestine, Ohio, igniting a fire that covered the town in smoke. The incident has since turned into a political football and spectacle — one that continues to generate headline after headline in the media.

Cons. Frauds. Scams. Whatever you call them, people have been falling for them since time immemorial. Though their means may change, scammers have always been with us and, unfortunately, are often successful in their ploys. But what makes scams so hard to resist and so easy to perpetuate in the first place?

From toxic clouds to record-high inflation, the barrage of bad news can push even the best of people into pessimism and dredge up some existential questions, like what gives life meaning? Why are we even here? What should we do with our lives?

In today’s episode, Dylan talks about get-rich-quick schemes and their veneer of success, the merit of taking on a systematic approach to your finances, and more.

In today’s episode of Fiscally Savage, Dylan turns to Adam Smith’s The Wealth of Nations for answers as to why housing is expensive and why there doesn’t seem to be enough of it.

In today’s episode, Dylan talks about the system versus the individual debate. Are we completely responsible for our place in society? Can our individual actions meaningfully change the system? How do we begin to approach this hotly contested political football?

In today’s episode of Fiscally Savage, Dylan explains what Social Security is, how it came about, and how it works. He also addresses some common talking points on Social Security — that it’s going bankrupt, that it’s exploding the national debt, and that it’s a Ponzi scheme.

In today’s episode, Dylan talks about how children grow and mature, what our roles as parents are, and how this all connects to our financial lives.

In today’s episode, Dylan wades into AI territory, offering sobering but hopeful commentary on the rise of AI tools like ChatGPT. He also talks about whether AI tools will take over jobs and how we can prepare for an uncertain future in a world of AI.

In today’s episode, Dylan picks up from last week’s discussion about the state of play when it comes to service by taking a look at the three levels of the hierarchy of service.

In today’s episode, Dylan explains what the debt ceiling is and how it works, what will happen if Congress doesn’t raise it, and why it matters to the average American.

In today’s episode, Dylan gets down to the nitty-gritty of service. What are the ways we may reframe our desires as being of service to others? Why do we, as a culture, have an issue with service? And how do we actually be of service to others?

In today’s episode, Dylan discusses the recent tech layoffs and their many nuances, quiet hiring, and US labor productivity.

In today’s episode, Dylan talks about change. What makes it so difficult? Why do we struggle to change? And how do we face it head-on?

In this first Friday episode of Fiscally Savage in 2023, Dylan answers some interesting questions from his Instagram followers, tackling relevant topics like inflation and offering some hard-hitting personal finance advice while he’s at it.

In this episode, Dylan talks about New Year’s themes as a realistic and viable alternative to New Year’s resolutions and how you can create yours.

As the year draws to a close, Dylan looks back at 2022 — his year of growth — and shares some of the lessons he learned in his self-development journey, how he has run his life for the last eight years, and his hopes for the new year — his year of emancipation.

In this week’s episode, Dylan unwraps the truth about advertising, the ways they evoke emotion, and what we can do about it.

In the last episode ​​of this four-part series on cryptocurrency, Dylan attempts to make sense of the dumpster fire that is the FTX collapse. Who is Sam Bankman-Fried? Where did things go wrong for FTX? What are the broader consequences of this fiasco for the cryptocurrency industry? And what can we learn from all of this?

In this episode, Dylan walks us through the emotional wounds that lead to overspending, the ways we fall victim to them, and how we can take back control over our personal finances.

In part three of this four-part series on cryptocurrency, Dylan talks about DeFi and how it works, its promises, and what it could mean for the future of finance.

In this episode, Dylan discusses the importance of creating a financial vision for the future, pseudovisions and how they lead to the civilized path, and how you can make a vision that speaks to you and you alone.

In part two of this four-part series on cryptocurrency, Dylan discusses Bitcoin and the technological fundamentals outlined in the Bitcoin Whitepaper.

In this episode of Fiscally Savage, Dylan talks about the dynamic between emotions and money, how emotions can affect your financial decision-making, and why managing your money starts with your emotions.

In this episode, Dylan gets to the heart of money, laying the foundation for future discussions on cryptocurrencies and the evolving cryptocurrency market.

What does it mean to live life with intentionality? What does it look like to do things with more intention? Perhaps most importantly, how do you start acting with more intentionality?

In this episode, we take a look at domestication in the wake of Thanksgiving. What is it? How did we domesticate animals and plants? And what does this process say about us, humans?

In this episode of Fiscally Savage, Dylan talks about the debt equation, why people go into debt, and how we can deal with debt problems.

In this episode, Dylan gets into the nitty-gritty of quiet quitting — what it is, why it’s happening, and whether it’s a good idea.

In this episode, Dylan discusses Maslow’s famous hierarchy of needs, how money impacts that hierarchy, and how understanding that hierarchy can help us build better, long-lasting relationships.

“Quiet quitting” is on the rise in a post-COVID world. But what is it, exactly? And why is it happening? To answer these questions, Dylan turns to the concept of the social contract as presented by Thomas Hobbes, John Locke, and Jean-Jacques Rousseau.

In this episode of the Fiscally Savage podcast, Dylan talks about the value part of the money equation — money is equal to the time you give plus the value you add — and how you can increase that value to take control of your life.

In this episode of Fiscally Savage, hear what GDP measures, how it’s calculated, whether or not it’s a good indicator of standard of living, and whether or not we should actually care about it.

In this episode of the Fiscally Savage podcast, Dylan talks about time — our most precious, nonrenewable resource — and the role it plays in the money equation, as well as the ways in which we can create more time in our lives.

In this episode of Fiscally Savage, Dylan wades through the drama and pageantry that is the US financial system. What did it look like in the years following the Revolutionary War? What led to the creation of the Federal Reserve? And what does all this matter to the average American?

In this episode of the Fiscally Savage podcast, Dylan talks about the significance of value in the money equation, how you can develop your value, and what it means to work for yourself in today’s economy.

In this episode of Fiscally Savage, Dylan takes a closer look at the structure, responsibilities, and work of the US central banking system. What does it do? Why do we have it? And how does it affect you and your money?

In this episode of the Fiscally Savage podcast, Dylan talks about why money is time, the importance of money management, and the ways in which we can act with more intentionality in life.

In this episode of Fiscally Savage, Dylan brings us a closer look at recession, one of the scariest words in economics. How is it measured? What does it mean for workers and businesses? And are we on the verge of entering one?

In this episode of the Fiscally Savage Podcast, Dylan talks about his journey to financial independence, the reality of the American job market, and the ways in which we can break free and live with intentionality.

In this episode of Fiscally Savage, Dylan discusses three aspects of the inflation equation: too much money, too many people, and too few goods. Dylan also addresses related topics such as supply and demand, the COVID-19 pandemic and how it affected global supply chains, what the Federal Reserve is doing to combat inflation, and more.